Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content The Lowdown on Those Free Credit Scores What’s the deal with your yearly free credit report? The Cycle of Investing Understanding the cycle of investing may help you avoid easy pitfalls. Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college.